Weekly Spending Recap

As part of adulting, I have realized something about my spending and finances. 1. Things come up. 2. They are expensive.

Since my year has been incredibly spendy (between moving into my own place & an overseas trip!), I’ve been trying to cut corners and really make do with what I have while putting anything additional into my savings. Recently, I had to get a car repair and had health problems which made me realize I haven’t been adequately saving even what I thought was enough. So, it’s back to basics like it was earlier this summer, however not with a cash only budget since I lose cash and receipts. 🙁 It’s definitely back to tracking my spending though and sharing weekly recaps along with a monthly post.

Monday September 1st
No Spend

Tuesday September 2nd
Book of Mormon Ticket $70 (Entertainment)

Wednesday September 3rd
Address Change $1.05 (Misc)
Birthday Card $3.57 (Gift)
Lunch w/ Boss $7.03 (Alcohol & Restaurants)
Parking @ ASU $6.00 (School)
Water @ ASU $1.75 (Alcohol & Restaurants)
Book $13.95 ( Entertainment)

Thursday September 4th
Dinner w/ friends $21.15 ( Alcohol & Restaurants)

Friday September 5th
McDonalds $7.10

Saturday September 6th
Target $21.66 (clothes)
Target $27.02 (cat)
Target $71.70 (groceries)
Gas $18.66 (transportation)
99 Cent Store $3.24 (home)
Groomers $20 ( Nail trim + donation)

Sunday September 7th
Beer $13.10
McDonalds $2.17

Monday September 8th
No Spend!

Total= $289.15

Ouch. It hurts to look at that. This is exactly why I’ve decided to start tracking again! I probably now look as pained as my cat does in the photo below. 🙁

My cat on the way to get his nails did!

My cat on the way to get his nails did!

August Wrap Up/ September Goals

August was expensive for me! Not only was I returning home from a study abroad trip and adjusting back to life, I was hit with a ton of expenses. I knew a lot of these were coming up ( like textbooks!), I just didn’t plan very well. I was also hit with unexpected expenses (car repairs!) and had to pay out of pocket for a work trip ( plane tickets!) but thank goodness for the emergency fund. I’ll be getting reimbursed soon, I need to build it back up because it’s getting way too low for my liking.

Unfortunately, I won’t be able to make too much of a debt until October. I still owe a friend money for Book Of Mormon tickets we purchased using his credit card and not only do I have FinCon this month, but I am also seeing the Foo Fighters and then I’m going camping. Hopefully these won’t be too much of a money drain, I already purchased my ticket for the show and plan to borrow as much gear as possible for camping since I myself don’t own anything. I’m not very outdoorsy. 🙂 Before we look at September, let’s check out August.

Chill & Simplify 
Done! I really chilled out this month although I didn’t get as much done in the decluttering process as I had hoped.

Continue Making My House A Home
I will say semi-done. I under estimated my time and only finished a bedroom purge. My apartment has been kept clean however so that’s nice.

Enjoy My Birthday 
Done! Had a great 30th!

Stay Organized With My Time 
Done! I am proud to say that for the first time since I can honestly remember, I’ve been doing really good at managing my time. I haven’t been feeling frazzled out and my anxiety has been really under control which is nice for me to say. Now, the tricky thing about anxiety and depression is it can absolutely show up out of the blue and that’s happened to me before. I can be fine and then have a panic attack in a matter of minutes. But I have felt really good lately with a combination of things including my meds, routine, eating well, making sure I take breaks, keep a running to do list with all items on it and taking time to be by myself.

Septembers Goals

1. Stay on top of or even ahead in homework.
With all of my travel and fun festivities, it’s easy to slack off on homework since I’m suffering from senioritis already. I want to stay not only on top of but ahead as much as possible so I can enjoy myself. It may not be that easy since a lot of the learning modules don’t open until the week their assigned but I can still try my hardest.

2. Continue to declutter & decorate my apartment.
I under estimated the time it would either take me or how much free time I actually have. I only got my bedroom done last month and that’s not even hanging things on the wall! Trying to make this a priority since my boyfriend is coming to stay for a few months ( exciting!) and he will need space for his things. He’s not entirely moving in but between his hobbies, work and needed items, I’m sure he’ll be bringing a lot! And I want him to feel at home. 🙂

3. Get back into working out.
In Israel I started eating clean and felt so much better that I continued my hardest to eat the same after coming back. I’ve been making all of my own meals with fresh ingredients, drinking tons of water and eating my fruits and veggies. I’m starting to finally feel a difference via my energy levels and would like to start regularly working out again. Last year I was stressed and ate my feelings, this year I’d like to take it out on the treadmill. I plan on doing yoga at home during the week and running during the weekend.

4. See the chiropractor.
My back gave out last week and I was bed ridden for two whole days. It was awful. I stopped my chiropractor treatment awhile ago because I was feeling a lot better and decided to cut corners but now I know I need to go back. I am thinking of seeing a new one closer to my house since my last one said something not very professional to me and it still bugs me. The one closer to my house is also more into pain management and I think that’s what I actually need.

Trying to keep it short and sweet so I don’t get overwhelmed! It’s always hard because I love setting goals. What do you have on the docket for September?